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Welcome to the InVision Insurance blog. Here you can learn more about insurance, InVision, or just read interesting articles. Please let us know if you are interested in learning more about any of the articles below. Thank you!


BUSINESS OWNER CORNER: IS YOUR BUSINESS CULTURE HELPING OR HURTING YOUR SUCCESS?
As a business owner, there’s an invisible but powerful force that guides your team and is noticed by every customer: Business Culture . Business Culture is the core set of values and expectations that define how your business operates and how employees are expected to behave. Aligning your culture with your business goals and customers can have a massive impact on your success. Culture in Action at InVision As an example, our entire business model is built around offering no
Rafael Arredondo
Nov 201 min read


YOUR INSIDER'S GUIDE TO A MAGICAL TRIP TO THE YUCATÁN!
As a proud native of Yucatán, Mexico , I highly recommend everyone visit this unique and special place at least once! My wife and I recently took a trip, and I’m excited to share a few of our favorite spots and some insider tips. Our Yucatán Adventure Highlights Cancún: We kicked off our trip at the Royal Cancún resort. It was perfect—not as busy, chaotic, or expensive as some of the other hotel zones, offering a great balance of relaxation and fun. The Mayan Train to Mérida
Rafael Arredondo
Nov 201 min read


SMART WAYS TO SLASH CAR INSURANCE COMPANY FEES!
It’s a fact of life: financial businesses, including car insurance companies, often charge fees. The good news? Knowing about them can help you save money! Here are common insurance fees and simple ways you can manage or eliminate them: Installment / Billing Fee: Typically $2 to $12 per month . Savings Tip: Pay your policy in full to eliminate this fee, or sign up for automatic payments from your bank account to significantly reduce it. Late Fee: Usually $5 to $10 if yo
Rafael Arredondo
Nov 201 min read


ACTION REQUIRED: CALIFORNIA'S NEW RETIREMENT PLAN MANDATE
California now requires all businesses with at least 1 employee to have a retirement plan for their workers. This could be a plan that you design such as a Simple IRA or a 401K or you can participate in the state-managed CalSavers program . The CalSavers program is easy to join and participate in…you would just need to manage the payroll contributions/deduction and submit them via their portal. If you have 5 or more employees , the deadline has already passed. For those bu
Rafael Arredondo
Oct 151 min read


WHAT ARE THE FAVORITE SONGS OF THE INVISION TEAM by Elizabeth Marquez CSR
“Music gives a soul to the universe, wings to the mind, flight to the imagination and life to everything.” - Plato It goes without saying that music is a universal language and amazing art. Anyone can get lost in their music, that makes them feel something special or even brings back feelings or memories. So on that “note”, here are the InVision Team’s favorite songs. RAFAEL (OWNER/AGENT): “My favorite song is Sound of Silence by Disturbed . It's a powerful gentle song with
Rafael Arredondo
Oct 152 min read


WHY IS THE DMV SUSPENDING MY LICENSE AFTER AN ACCIDENT?!?!
We sometimes come across this question and it usually has to do with an “SR-1” . The SR-1 is a form that the DMV requires a driver to complete after an accident, regardless of who was at fault, when: Damage to property exceeded $1,000 There was an injury or fatality involved Most accidents fall into one of these categories. What Happens If I Don't File It? If you fail to complete the SR-1 and the DMV learns about the accident (through a police report or the other driver fili
Rafael Arredondo
Oct 151 min read


BUSINESS OWNER CORNER: SEGMENTING TO SUCCESS
Segmenting your market is a simple yet powerful way to better serve your customers and grow your business. It involves grouping your...
Rafael Arredondo
Sep 151 min read


HOW I GOT STARTED IN INSURANCE
Like most people that work in insurance, I ended up getting into it by accident (pun intended!). This story starts in Seattle when after...
Rafael Arredondo
Sep 151 min read


DRIVE DOWN THE COST OF TEEN CAR INSURANCE
Everyone knows that insuring a teen driver can be expensive. The higher cost reflects the increased risk, but that doesn't mean you can't...
Rafael Arredondo
Sep 151 min read


BUSINESS OWNER CORNER: HARNESSING AI FOR YOUR BUSINESS
Artificial Intelligence (AI) is no longer just a futuristic concept – it's here, and it's already making a significant impact on...
Rafael Arredondo
Aug 161 min read


HIKING: NATURE, EXERCISE & GOSSIP!
Every Sunday morning, I try to hit the trails for a 1-2 hour hike. It's truly the perfect activity! You get fantastic exercise, and if...
Rafael Arredondo
Aug 161 min read


CAR INSURANCE DEDUCTIBLES: YOUR QUICK GUIDE
Ever wonder what is a deductible on a car insurance policy? It's the amount you pay first toward your vehicle's repairs if you have...
Rafael Arredondo
Aug 161 min read


BUSINESS OWNER CORNER: LESSONS FROM "HOW TO WIN FRIENDS & INFLUENCE PEOPLE."
Dale Carnegie's "How to Win Friends & Influence People" is my all-time favorite business book. Don't let the title or the fact that it's...
Rafael Arredondo
Jul 171 min read


“NO BROKER FEES”…SO HOW DO YOU MAKE MONEY?
"If you don't charge broker fees on car insurance, then how do you make money?" This is a question I have been asked a few times, and I...
Rafael Arredondo
Jul 171 min read


DMV TEXT MESSAGE SCAM ALERT!
Have you received a text message like this: "California State Department of Motor Vehicle (DMV) Final Notice: Enforcement Penalties Begin...
Rafael Arredondo
Jul 171 min read


BUSINESS OWNER CORNER: RAFA’S TIME MANAGEMENT HACKS
If you are a business owner…I know you are a busy person. You likely have developed your own way of managing your schedule…here are...
Rafael Arredondo
Jun 192 min read


A PRACTICAL MESSAGE ABOUT DISTRACTED DRIVING
Distracted driving is real and it's a critical factor fueling a surge in car insurance claims and, inevitably, higher rates for all of...
Rafael Arredondo
Jun 191 min read


BUSINESS OWNER CORNER: AVOIDING LAWSUITS
Lawsuits can be a worry for business owners, and for good reason: 90% of businesses face one at some point (1) . So, what can you do?...
Rafael Arredondo
May 151 min read


FREE FAMILY ACTIVITIES NEAR BELL GARDENS by Elizabeth Marquez, CSR
Summer is here, bringing sunshine and endless fun! If you're near Bell Gardens, plenty of free events await. Kick off the season at...
Rafael Arredondo
May 151 min read


WHO PAYS WHAT???
We often hear the question: 'How much does each person on my car insurance policy pay?' It seems straightforward, but the answer can...
Rafael Arredondo
May 151 min read
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