Why choose InVision life insurance?
InVision has been helping its customers with life insurance since it opened its doors. Here is what makes us unique in the business...
Knowledge
Life insurance is not as complicated as it may appear. But it is important to understand the options available in order to decide what is best for you and your family in terms of price and coverage. At InVision, the first thing we do, even before getting into quotes, is help you get this information.
Customer First
Sometimes life insurance is offered with a focus on how much money the agent makes. That’s all wrong. At InVision, your interest, family, and budget all come first.
Personal Service
InVision makes it easy to get a quote and buy an insurance policy. In fact, we help you complete the application and guide you through the process from beginning to end.
What life insurance options does InVision offer?
InVision helps you find the right life insurance for you and your family. Here are some of the options we offer.
Term Life
Most of our customers buy term life insurance because it provides great coverage at a low price.
Universal Life
We offer Universal Life Insurance that provides you with long-term coverage that can be available for the rest of your life without any term limits.
Trusts
If you have a trust, our life insurance companies allow you to include it in your policy. Our agents will help you set that up in the beginning or whenever you need it.
Return of Premium (ROP)
We offer ROC policies that allow you to collect the premium you have paid to your term-life policy. Restrictions do apply.
ITIN
Most life insurance companies require the insured person to have a social security number, but we offer life insurance programs that accept an ITIN (Individual Taxpayer Identification Number).
Final Expense
What if you don't have any dependents but want to ensure that your burial and other final expenses are covered? We offer life insurance policies that are designed to cover these final expenses
Health issues
If you have health issues but want to get insured, we have flexible programs. We are even able to check with the insurance company ahead of submitting an application to get an estimated rate and confirm that they will accept it.
Payment Options
Our life insurance programs allow you to select payment options, including annual, quarterly, or monthly. You can also select to make the payments automatically from your bank account.
Three smart tips for life insurance buyers
1
MORE EXPENSIVE IS NOT ALWAYS BETTER - Buying the right insurance policy does not have to be expensive. Rates can be as low as $15 per month, and most InVision customers pay less than $50 per month. We recommend that you have a budget in mind when getting a life insurance quote so that the agent can find you the right coverage at the right price.
2
HELPS TO HAVE THE RIGHT PERSPECTIVE - It’s important to think about life insurance correctly. It's just not another insurance policy. For example, having life insurance can be the difference between your family being able to pay the bills or struggling financially. With the right perspective, most people will see it as one of the most important insurance policies they can buy.
3
BE CAREFUL WITH "LIMITED" INSURANCE POLICIES - Some insurance policies only cover certain situations…such as the insured passing away from an accident. This can be problematic because it can leave a family without the help they need if a non-covered situation occurs.