DRIVE DOWN THE COST OF TEEN CAR INSURANCE

Everyone knows that insuring a teen driver can be expensive. The higher cost reflects the increased risk, but that doesn't mean you can't lower your premiums. By taking a few key steps, you can save hundreds of dollars a month.

Choose the Right Car

The type of car a teen drives has a huge impact on the premium, especially if the car requires Comprehensive/Collision coverages (what some people refer to as “full coverage”). If they are able to drive a nice, safe and reliable car that does not require that type of coverage, you can save a lot of money.  Also, avoid sporty, luxury or “turbocharged” models that can lead to significant insurance surcharges.  

If you're a customer, and want to avoid surprises, you are welcome to call us ahead of buying the car to get a quote first.

Take Advantage of Discounts

• Good Grades = Good Student Discount: Many insurance companies offer a good student discount, which can lower your premium by a significant amount—sometimes up to 25%.

• Age Matters: Premiums often decrease as a driver gets older and gains more experience. For example, a driver may qualify for a "good driver" discount at age 19, which can further reduce their premium.

  
  

Buying car insurance for a teen driver is not cheap, but there are ways to make it more affordable. If you're still concerned about the price, feel free to reach out to us at (323) 773-4429. We can review your options and find ways to help you save.