THREE SURPRISING CAR INSURANCE MYTHS
ACCIDENTS ARE CAUSED BY ONE PERSON
My own experience has shown me that a very large percentage of accidents are caused by more than one person. For example, let's say a Driver #1 hits Driver #2 from behind. Driver #1 is usually found at fault but often Driver #2 could have helped cause the accident by, for example, braking in an unsafe way or not signaling before slowing down to make a turn. A takeaway from this is that as drivers, we are not just trying to avoid causing an accident but also avoiding situations in which we make it easier for there to be an accident.
INSURANCE COMPANIES CAN CHARGE ANY RATE THEY WANT
In California, car insurance rates are reviewed by the Department of Insurance to make sure it complies with certain requirements that protect consumers. These can be approved, rejected or can be further reviewed. All rate changes are made available to the public by visiting this website.
ALL INDEPENDENT CAR INSURANCE OFFICES CHARGE BROKER FEES
Although a lot of independent insurance offices do charge fees, there are some like InVision Insurance, who do not. Why and how does InVision do this? Well, we believe these extra fees can affect our customers and their families. Also, we have set up our business in a way that allows us not to charge fees. For example, we focus on gaining our customers' trust and keeping them for a long time…this makes fees less important to an agency like ours.