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  • Writer's pictureRafael Arredondo


Picture of small business owner holding open sign

Insurance for small businesses has come a long way. There was a time that a business owner would need to buy a lot of different insurance policies to protect themselves…even in a basic way. This changed in the 1970s when the BOP (Business Owner Policy) was introduced. The BOP essentially combines different types of fundamental coverages such as General Liability, Business Property, and Business Income…all in one package. It can also be relatively inexpensive with prices starting at $500 a year. Note that beyond the BOP there may be other coverages that a small business may need including Worker's Compensation, Business Auto, and, Professional Liability. If you want more information about BOP’s or ways to protect your small business, please call our Bell Gardens office at 323-773-4429.

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