Is paying your auto insurance in full better? It depends (don’t you love that answer?). Most of our customers pay their insurance with a payment plan because it's more convenient and often fits their budget. However, you can save money by paying it in full. This is not because of any extra discounts but it has to do with the billing fees. Every company charges a certain amount for each payment, which can range from $2 to $15. So by paying your insurance in full, you save on these extra fees. If you are like me and still prefer to pay it monthly then you can also save money by having the company withdraw the payments from your bank account automatically. You can save from 30% to 50% on billing fees this way.