🚓SHOULD I CALL THE POLICE AFTER AN ACCIDENT?

Many people know that when a car accident occurs, one of the first things you must do is exchange information, such as car insurance and driver's license.  We also recommend taking photos of the damage and the license plates of the cars. However, there is a question many clients ask us: 'Do I need to call the police?'  The answer depends on several factors:

When You MUST Call 911

Always call emergency services immediately if:

• There are any injuries (even minor ones).

• The vehicles are in an unsafe location (like the middle of a highway).

• The other driver appears intoxicated or under the influence.

• The other driver attempts to flee the scene.

When a Police Report is "Insurance Gold"

Even if everyone seems okay, having an officer on the scene can protect you later. We recommend calling if:

• The other party is aggressive or non-cooperative: If they refuse to share their license or car insurance or are threatening, let the police handle the exchange.

• The "Story" might change: A formal police report creates a factual record of the scene, making it much harder for the other driver to change their version of events once they get home.

The Reality of Police Reports

It is important to know that police officers are not always required to file a report, especially for minor "fender benders" without injuries. It is often at the officer’s discretion.

Our Top Pro-Tip: Get a DashCam. Because you can’t always rely on a police report, a DashCam is your best witness. They are affordable, easy to install, and provide indisputable proof of what happened—ensuring you aren't left at a disadvantage during a claim.