ALWAYS BE A NICE PERSON EXCEPT…
I believe I am a nice guy but I have learned that when it comes to accidents, you have to follow certain rules, even if the other driver...
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Sign up to receive our monthly newsletter with topics about insurance, taxes and more. We try to make it as interesting and useful as possible. Below are some past articles.
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Rafael Arredondo
- Jun 13
- 1 min
WHAT IS “FULL COVERAGE” REALLY?
Every day we hear people ask for “full coverage.” We are very very careful with this phrase because it can be misleading and lead to...
Rafael Arredondo
- Jun 13
- 1 min
AVOIDING THE THEFT OF YOUR CATALYTIC CONVERTER
You may have heard that the theft of catalytic converters is on the rise. The catalytic converter is a device underneath a car that is...
Rafael Arredondo
- Apr 5
- 1 min
IS IT BETTER TO PAY MY AUTO INSURANCE IN FULL?
Is paying your auto insurance in full better? It depends (don’t you love that answer?). Most of our customers pay their insurance with a...
Rafael Arredondo
- Apr 5
- 1 min
BRINGING JUSTICE TO THE INSURANCE WORLD
Imagine you're driving down the road when all of the sudden, someone goes into your lane and hits your car. You both stop and exchange...
Rafael Arredondo
- Apr 5
- 1 min
PERSONAL VS BUSINESS USE OF A CAR
Drivers do not realize most auto insurance companies make a distinction between personal and business usage of a vehicle. Personal use is...
Rafael Arredondo
- Feb 14
- 1 min
MERCURY INSURANCE NEW DISCOUNTS
We want to remind our Mercury Insurance customers that a new 8% discount is available for members of Costco, AAA and Sam’s Club. We would...
Rafael Arredondo
- Feb 12
- 1 min
THE RESEARCH ON HELPING A YOUNG DRIVER BE SAFER
Regrettably the number one cause of deaths among teens is motor traffic accidents. So every parent should come up with a plan to help...
Rafael Arredondo
- Feb 11
- 1 min
DRIVING TO MEXICO FOR THE HOLIDAYS?
Many of our customers travel to Mexico in December. If you are planning to drive there, make sure you buy a Mexican Insurance policy that...
Rafael Arredondo
- Nov 9, 2021
- 1 min
THAT ACTUALLY HAPPENED???
Whoever came up with the saying “truth is stranger than fiction” could have been thinking about insurance claims. Here are some...
Rafael Arredondo
- Nov 9, 2021
- 1 min
NEW DISCOUNTS FROM MERCURY INSURANCE
Effective October 10th, Mercury is expanding their group discount to members of Costco, AAA, and Sam’s Club (only one discount is...
Rafael Arredondo
- Nov 9, 2021
- 1 min
HOW MANY DRIVERS ARE UNINSURED?
According to the Insurance Information Institute, 1 in 6 motorists (or 16.6%) in California are not insured. That makes our state 10th in...
Rafael Arredondo
- Sep 14, 2021
- 1 min
UMBRELLAS...NOT JUST FOR RAIN
Here is an actual scenario. A driver was leaving a parking lot at night but did not notice two pedestrians that were walking and ended up...
Rafael Arredondo
- Sep 10, 2021
- 1 min
EASY WAY TO KEEP ID CARDS UP-TO-DATE
If you are like most people, you may have insurance ID cards in your car that are out-of-date. With all the craziness of life, it's hard...
Rafael Arredondo
- Jun 19, 2021
- 1 min
A WITNESS ALONG FOR THE RIDE
Imagine you are driving down the road when a car to your right swerves into your lane and hits your car. Clearly the driver of the other...
Rafael Arredondo
- May 24, 2021
- 1 min
DOES YOUR AUTO INSURANCE COVER IN MEXICO?
The answer is...no. Here is why. Many insurance companies from the US do not cover at all once you cross the border and the Mexican...
Rafael Arredondo
- May 24, 2021
- 1 min
NOT FAIR!!!
Imagine you are driving down the road and all of the sudden you are hit from behind. Fortunately everyone is OK and so you start the...
Rafael Arredondo
- Apr 6, 2021
- 1 min
“HOW WILL I GET TO WORK?”
This is a question that we often get when someone is involved in an accident and their vehicle needs to be repaired. Fortunately, there...
Rafael Arredondo
- Mar 5, 2021
- 1 min
WHY DOES MY NEIGHBOR PAY MORE FOR AUTO INSURANCE?
Have you ever wondered why someone pays more or less than you do for auto insurance? Insurance companies base everyone’s rates on many...
Rafael Arredondo
- Feb 18, 2021
- 1 min
WHAT IS THE TRUE MEANING OF “FULL COVERAGE”?
One of the most misused terms in auto insurance is “Full Coverage.” Believe it or not, it does not exist. In fact, you will not find...